Definitions
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RIF Identity Account (RIA): is a free account that is held by any mnemonic phrase holder
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Mnemonic phrase: a phrase of words that is securely random created and can be used to obtain a seed from it
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Seed: secret entropy that is used to derive private keys
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HD Key: a cryptographic system that allows to derive private keys from a seed
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Persona: is the representation of each of the identities that are derived from a RIF Identity Account
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